Lumpsum Investment Calculator
Estimate the future value of a one-time (lumpsum) investment using compound growth over your chosen period.
Estimated future value
₹15.5 L
Invested ₹5,00,000 + gains ₹10,52,924
Breakdown
Illustrative projection only, not financial advice. Figures are before inflation and tax, and returns are not guaranteed.
How it's calculated
- 1The invested amount compounds each year at your expected annual return.
- 2Future value = amount multiplied by (1 + return) raised to the number of years.
- 3Total gains are the future value minus the amount you invested.
- 4Returns are assumed, not guaranteed, so test a few rates.
Why use this
- See the power of compounding on a single investment.
- Compare a lumpsum against a SIP for the same goal.
- Plan where a bonus or maturity payout could go.
- Download a branded PDF of the projection.
Frequently asked questions
How is lumpsum future value calculated?+
A one-time investment compounds each year at the expected return. The future value is the amount multiplied by (1 + annual return) raised to the number of years. This calculator applies that compound growth formula.
Lumpsum or SIP, which is better?+
It depends. A lumpsum puts money to work immediately, which helps in a rising market but carries timing risk. A SIP spreads investment over time and averages out market ups and downs. Use both calculators to compare for the same goal.
Are the returns guaranteed?+
No. Market-linked returns vary and are not guaranteed. Treat the expected return as a planning assumption and test conservative and optimistic scenarios.
Does this account for inflation or tax?+
No. It shows the nominal future value before inflation and tax. Your real, in-hand value will be lower once these are considered.
Is this financial advice?+
No. It is an illustrative projection for planning. Consult a licensed advisor before investing.
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